MetLife Federal Vision

2023 Plan Details

Choose the option that best fits the needs of you and your family.

New Features in our High Option

  • Reduced rates
  • Increased allowances for in-network frames
    • Featured frames increased from $200 to $300
    • Non-Featured frames increased from $150 - $250
    • Frames from Costco, Walmart or Sam’s Club increased from $85 to $250
Plan Options

Benefit

Eye Exam
Every calendar year

Frames and Lenses
Every calendar year

Progressive Lenses

Anti-reflective

Lens Enhancements

Standard Option Plan Coverage with a MetLife Network Vision Provider

Description

Focuses on your eyes and overall wellness

$160 allowance for featured frame brands

$120 allowance for a wide selection of frames

$65 allowance for frames at Costco, Walmart and Sam’s Club

Single vision, lined bifocal, lined trifocal, and lenticular lenses

Standard progressive lenses

Premium progressive lenses

Custom progressive lenses

 

Standard anti-reflective coating

Premium anti-reflective coating

Ultra-premium anti-reflective coating

Custom anti-reflective coating

 

Scratch-resistant coating

Impact-resistant lenses (children and adults)

Solid tints

Photochromic lenses (light indoors, dark outdoors)

UV coating

Copay

$0

$20

$0

$95 - $105

$150 - $175

$41

$58

$69

$85

$0

$0

$0 - $17

$75

$0

High Option Plan Coverage with a MetLife Network Vision Provider

Description

Focuses on your eyes and overall wellness

$300 allowance for featured frame brands

$250 allowance for a wide selection of frames

$250 allowance for frames at Costco, Walmart and Sam's Club

Single vision, lined bifocal, lined trifocal, and lenticular lenses

Standard progressive lenses

Premium progressive lenses

Custom progressive lenses

Standard anti-reflective coating

Premium anti-reflective coating

Ultra-premium anti-reflective coating

Custom anti-reflective coating

Scratch-resistant coating

Impact-resistant lenses (children and adults)

Solid tints

Photochromic lenses (light indoors, dark outdoors)

UV coating

Copay

$0

$0

$0

$95 - $105

$150 - $175

Independent: $26 / Retail: $41

Independent: $43 / Retail: $58

Independent: $54 / Retail: $69

Independent: $70 / Retail: $85

$0

$0

$0

$75

$0

The service categories and plan limitations shown above represent an overview of your plan benefits. This document presents the majority of services within each category but is not a complete description of the plan.

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Value Added Benefits

SunCare

KidsCare

Diabetic Eyecare Plus Program

Low Vision

For frames purchased in-network or out-of-network, your frame allowance may be applied toward non-prescription sunglasses.

  • This benefit will be considered both a lens and a frame benefit for determining service intervals.
  • Lab-fabricated Plano lenses are not covered.
  • KidsCare Benefit applies only to covered children under age 18
  • Once per Calendar Year Service Intervals:
    • Exam
    • Frames
    • Lenses/Contacts
  • Out-of-network: Same as primary plan benefits up to the out-of-network exam and materials allowances stated above
  • Covered children receive:
    • One additional comprehensive eye exam covered less any applicable copayment;
    • One additional pair of lenses or necessary contact lenses, or elective contact lenses less any applicable copayment, if:
      • the new prescription differs from the original by at least a .50 diopter sphere or cylinder, or
      • there is a change in the axis of 15 degrees or more, or
      • there is a .5 prism diopter change in at least one eye
  • Additional coverage for members who have been diagnosed with type 1 or type 2 diabetes, glaucoma and age related macular degeneration (AMD)
  • Preventive retinal screenings for members who have diabetes but don’t show signs of diabetic eye disease
  • Exam: covered in full after $20 copay
  • Special Ophthalmological Services covered in full
  • Additional benefits for members who are not legally blind but whose eyesight cannot be corrected to 20/70 with the use of optical lenses; not available at retail chains including Costco, Walmart and Sam’s Club
  • Supplemental testing: Maximum of two (2) tests covered in full within a two (2) year period up to the benefit maximum
  • Supplemental aids: 75% of the allowable amount up to the benefit maximum every two (2) years
  • Benefit maximum: $1,000 every two (2) years
  • Requires pre-authorization
In-Network and Out-of-Network Details

In-Network Value Added Features

Out-of-Network Reimbursement

  • 20 - 25% average savings on all other lens enhancements2
  • 20% off on additional pairs of prescription glasses or non-prescription sunglasses, including lens enhancements; other promotional offers may also be available
  • 15% average savings off the regular price or 5% off a promotional offer for laser surgery including PRK, LASIK and Custom LASIK3 offer only available at participating locations
You pay for services and then submit a claim for reimbursement.
  • Eye exam: up to $45
  • Frames: up to $55 (or up to $70 for High Option plan)
  • Contact lenses:
    • Elective up to $105
    • Necessary up to $210
  • Single vision lenses: up to $45
  • Lined bifocal lenses: up to $65
  • Lined trifocal lenses: up to $85
  • Lenticular lenses: up to $125

Find a Vision Provider in your area

Enter ZIP, City or State
Find a Vision Provider

Quick Links

Links to additional MetLife Federal Vision benefits information

If you’re eligible to enroll outside of open season, start now.

Call 1-877-888-FEDS

1 Lab-fabricated Plano lenses are not covered.

2 All lens enhancements are available at participating private practices. Maximum copays and pricing are subject to change without notice. Please check with your provider fordetails and copays applicable to your lens choice. Please contact your local Costco, Walmart or Sam’s Club to confirm availability of lens enhancements and pricing prior toreceiving services. Additional discounts may not be available in certain states.

3 Custom LASIK coverage only available using wavefront technology with the microkeratome surgical device. Other LASIK procedures may be performed at an additional costto the member. Additional savings on laser vision care are only available at participating locations.

Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please view the 2023 MetLife Federal Vision Plan Brochure for cost and complete details.