MetLife Federal Dental Plan Details
Get an overview and details of your 2021 MetLife Federal Dental Plan (FEDVIP)
Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please view the 2021 MetLife Federal Dental Plan Brochure for cost and complete details.
In-Network
- Participating dentists charge negotiated fees that are typically 30-45% less than average charges in the same community.2
- Negotiated fees even apply to services your plan doesn’t cover, including any you receive after reaching your plan’s annual maximum.
- The plan pays a percentage of the negotiated fee (the Plan Allowance) for a covered service. The percentage of the Plan Allowance the plan pays for each type of service is shown above.
- Your out-of-pocket amount is limited to the difference between the Plan Allowance and our payment.4
Out-of-Network
- A non-participating dentist sets his or her own fees, which are typically higher than the in-network Plan Allowance.
- The plan pays a percentage of the Plan Allowance for a covered service. The percentage of the Plan Allowance the plan pays for each type of service is shown above.
- The Standard Option Plan Allowance for a covered service equals the in-network Plan Allowance for the covered service.
- The High Option Plan Allowance for a covered service is based on our usual and customary fees.3
- Your out-of-pocket amount is the difference between your dentist’s fee and our payment.4 Your out-of-pocket cost will generally be higher when you visit an out-of-network dentist.
Quick Links
Links to additional MetLife Federal Dental Program information