MetLife Federal Dental

Dental Plan FAQs

View answers to common questions for a variety of topics.

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Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife or view the 2024 MetLife Federal Dental Plan Brochure for cost and complete details.

Based on MetLife data. Negotiated fees refer to the fees that participating dentists have agreed to accept as payment in full for services rendered by them, subject to any cost sharing, benefit maximums and terms of the plan. Negotiated fees are subject to change. Savings from enrolling in a dental benefits plan will depend on various factors, including plan design and premiums, how often participants visit the dentist and the cost of services rendered.

A non-participating dentist sets his or her own fees, which are typically higher than the in-network Plan Allowance. The plan pays a percentage of the Plan Allowance for a covered service. The percentage of the Plan Allowance the plan pays for each type of service is shown above. The Standard Option Plan Allowance for a covered service equals the in-network Plan Allowance for the covered service.