MetLife Pet Insurance
Coverage and Exclusions
As we strive to provide comprehensive protection for your pets, we want you to clearly understand what is and isn’t covered.
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Preventive Care
The following can be covered by enhancing your standard plan with optional wellness protection:1
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Parasites, heartworm, and Lyme prevention
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Vaccines
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Teeth cleaning
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Behavioral training if recommended by a vet for anxiety or aggression
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Spray/neuter
Services or supplies such as the following if recommended by a vet for prevention of illness or injury:
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Supplements and vitamins
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Genetic testing purchased through a vet
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Dewclaw removal
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Radiograph screenings
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Tail docking
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EKG
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Gastropexy
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Anal gland expression
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Nail trim
Exclusions
The following are not covered by MetLife Pet Insurance:
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Pre-existing conditions as defined in our policy
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Services performed by unlicensed veterinarians
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Services or supplies provided outside of the U.S.
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Illness or injury that results from preventable or intentional incidents such as neglect, organized fighting, and commercial use activities such as racing, exhibition, law enforcement and guarding
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Services or supplies which are not medically necessary such as cosmetic or aesthetic procedures, elective surgeries, microchipping, anal gland expression, grooming & routine nail trims, non-prescription pet foods, vitamins, breeding, obedience training
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Complication of procedures or conditions not otherwise covered such as complication from cosmetic procedures
Unleash Savings With MetLife Pet Insurance
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Skin Allergies
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Growth or Tumor
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Heart Disease
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Diabetes
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Broken Bone
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Severe Trauma
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Poisoning
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Cruciate Ligament Tear
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Dental Cleaning
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Spay or Neuter
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Vaccination
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Parasite Prevention
What You Can Save4
You Pay
$250
MetLife Pet Covers
$2,250
Total Vet Bill
$2,500
More resources on skin allergies:
Peace of mind sounds pretty good, doesn’t it?
Get Started
Stress less about caring for your pet’s needs with the award-winning5 protection of MetLife Pet Insurance.
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Reimbursements up to 90% on covered expenses6
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No breed restrictions or upper-age limits
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Deductible savings with our healthy pet incentive7