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MetLife FEDVIP Articles
As a federal employee, federal retiree, or military retiree, you take pride in your commitment to your country and serving others – but it’s important to take care of yourself, too. That starts with your own health and well-being, including your oral health. FEDVIP Dental Coverage can help ensure that you take care of your teeth and gums, which can, in turn, promote overall wellness.
Unfortunately, many Americans put off dental procedures for a variety of reasons. For many, affordability is one of the biggest worries in putting off dental procedures. According to the American Dental Association (ADA), the top three reasons people skip the dentist are:
1. The cost (40%)1
2. They don’t think they need dental care (33%)1
3. They don’t have the time (14%)1
All three of these reasons have in common that people often don't prioritize or think it's worth investing time or money into their own dental care. It could be that they're so focused on serving others that they put themselves last, or that they simply aren’t aware that there are ways to save on dental expenses and make routine care affordable.
Yet, there are many surprising benefits to maintaining your oral health, especially as you get older. Think of it this way: staying healthy to continue doing what you love — being there for others and serving your community and country — is one of your highest duties. Taking care of your oral health plays a more significant role in your overall wellness than you might think.
In fact, in many ways, oral health is the gateway to your body’s overall health. Here’s why:
If costs are indeed a barrier to keeping up with dental appointments, the good news is that there are plenty of FEDVIP dental plans that can help you lower your out-of-pocket expenses. Look into plans that typically cover most or all of the routine and preventative care. That way, you won’t put off going to the dentist simply because money is tight. Staying on top of regular care and routine cleanings can save money (not to mention help you avoid painful procedures) in the long run.
Learn more about how MetLife's dental benefits for federal employees, retirees and military retirees may be able to serve you. For more information, go to MetLife.com/FEDVIP-Dental.
*Subject to frequency limitations.
Savings from enrolling in the MetLife Federal Dental Plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your MetLife group representative for costs and complete details.
1 https://www.ada.org/~/media/ADA/Science%20and%20Research/HPI/Files/HPIBrief_1114_1.ashx (page 3) Accessed October 2, 2020.
2 https://www.mayoclinic.org/healthy-lifestyle/adult-health/in-depth/dental/art-20047475 Accessed October 2, 2020.