1 Pet Insurance coverage issued by Metropolitan General Insurance Company, a Rhode Island insurance company headquartered at 700 Quaker Lane, Warwick, RI 02886. Coverage subject to restrictions, exclusions and limitations and application is subject to underwriting. See policy or contact MetLife Pet Insurance Solutions LLC (“MetLife Pet”) for details. MetLife Pet is the policy administrator. It may operate under an alternate or fictitious name in certain jurisdictions, including MetLife Pet Insurance Services LLC (New York and Minnesota) and MetLife Pet Insurance Solutions Agency LLC (Illinois).
2 Subject to frequency limitations.
3 Based on MetLife data. Savings from enrolling in the MetLife Federal Dental Plan will depend on various factors, including the cost of the plan, how often participants visit the dentist and the cost of services rendered.
4 Medical diagnosis required. Plan participants with certain qualifying medical conditions may be eligible for enhanced dental coverage levels and reimbursement for out-of-pocket costs for specific preventive and periodontal dental services that may help improve overall health. Ask your MetLife group representative for costs and complete details.
5 As of July 2025.
6 MetLife’s SpotLite on Oral HealthSM is a special designation intended to identify certain PDP providers who have demonstrated a focus on improved health outcomes and have met qualifying criteria. This designation may be used by plan participants to find providers that better align with their healthcare needs. MetLife is not endorsing or otherwise recommending the use of a particular PDP provider.
7 All lens enhancements are available at participating private practices. Maximum copays and pricing are subject to change without notice. Please check with your provider for details and copays applicable to your lens choice. Please contact your local Costco, Walmart or Sam’s Club to confirm availability of lens enhancements and pricing prior to receiving services. Additional discounts may not be available in certain states.
8 Subject to frequency limitations.
9 Based on MetLife analysis.
10 Your actual savings from enrolling in the MetLife Vision Plan will depend on various factors, including plan premiums, number of visits to an eyewear professional by your family per year, and the cost of services and materials received. Be sure to review the Schedule of Benefits for your plan’s specific benefits and other important details. Comparison is based on national averages and most commonly purchased brands. Annual premium used is based on employee-only rate for M130-10/25 standard plan design with employees nationwide.
11 As a component of becoming an Aura Plan member, Consumers receive identity theft insurance through a group policy issued to Aura which is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company, which is not an affiliate or subsidiary of MetLife. Checking & Savings Cash Recovery and 401(K) & HSA Cash Recovery are part of and not in addition to the Expense Reimbursement limit of liability. The description herein is a summary and intended for informational purposes only and does not include all terms‚ conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
12 Reimbursement options include: 50%, 70%, 80% and 90%. Restrictions apply.
13 When using a network attorney for a covered matter.
14 Does not cover DUI
15 For a list of participating providers, use the Find a Vision Provider tool at metlife.com. Select Find a Vision Provider, choose VSP Choice as the network, complete the information requested and hit the Search button.
16 Coverage options may be limited for certain ages.
17 Must be eligible for applicable discount. Not available in TN. In MN, Discount is called an “Employee Affinity Discount
No one can prevent all identity theft or monitor all transactions effectively.
Aura is a product of Aura Sub, LLC. Aura Sub, LLC. is not affiliated with MetLife, and the services and benefits they provide are separate and apart from any MetLife product.
Benefits are underwritten by Metropolitan Life Insurance Company, New York, NY (MetLife). Certain claim and network administration services are provided through Vision Service Plan, Rancho Cordova, CA (VSP). VSP is not affiliated with MetLife or its affiliates. Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. Please contact MetLife or your plan administrator for costs and complete details.
Legal plans are administered by MetLife Legal Plans, Inc., Cleveland, Ohio. In California, this entity operates under the name MetLife Legal Insurance Services. In certain states, legal plans are provided through insurance coverage underwritten by Metropolitan General Insurance Company, Warwick, RI. For costs and complete details of the coverage, call or write the company.
Federal Student Loan Forgiveness, Public Service Loan Forgiveness, and Income Driven Repayment Plans are only available to federal student loan holders and applying for them is always free via the federal student aid website (studentaid.gov). Savi digitizes and assists with the application process but there may a fee for some of its services. MetLife might receive a referral fee if you sign up for Savi. Rest assured that this does not have any impact on the loan forgiveness process itself, your ability to receive loan forgiveness, or the amount of such forgiveness. Nothing in these materials is intended to apply to a particular individual's financial situation. Each individual is advised to consult with their own attorney, accountant, and financial professional regarding their specific circumstances. MetLife Consumer Services, Inc. does not provide legal, tax, or investment recommendations or advice.
Like most group benefits programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, reductions, limitations, waiting periods, and terms for keeping them in force. You may be financially responsible for copayments, deductibles, or any other amounts in excess of those MetLife is required to pay for covered services. Please view the MetLife Federal Dental Plan Brochure for cost and complete details.
